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PROJECT TOPIC:  DESIGN AND IMPLEMENTATION OF AN ICT ASSISTED DATABASE FOR VILLAGE/COMMUNITY SUNDAY SUNDAY CONTRIBUTION MODEL
Department:  Computer Science
AMOUNT:  3000
FORMART:   MS WORD
PAGES:  82 pages, abstract, chapter 1-5 , APENDIX A source code and APENDIX B output, well reserached and supervised
  information system
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Abstract

ICT has increased efficiency, reliability, effectiveness, performance and other characteristics of modern day commercial operations. Long before the introduction of the modern Banking System, there were Traditional Savings and Credit groups or Clubs known as “Esusu” or “Sunday-Sunday meeting” in (Nigeria). The Saving groups often vary from one cultural group to another and from place to place; but generally, members often conform to similar mode of operation. The aim of this study is design and implementation ict data base assisted Sunday and village meeting money contribution system and government of loan intervention for wealth creation in developing society. This research work focuses on developing a database program that can be used to assist the Sunday Sunday money contribution system in other to enhance operational performance through which wealth can be created among members. The proposed system adopted Dynamic Systems Development Methodology (DSDM) and implemented using php and mysql database for data storage. The proposed system when design will be beneficial to local financial monetary system, such as akawao, esu-su, etc by lifting the manual method of information management to a computerized form which will yield efficient and timely information retrieval and processing.

 

CHAPTER ONE

INTRODUCTION

 

1.1 Background of the Study

The banking system in Nigeria dates back to the colonial period, before the colonial master arrived in West Africa, evidence showed that there has been existing means of trade by primitive people where the individuals exchange goods and services. This process is usually known as Trade by Batter. These statistics demonstrated a gross under-banking of the Nigerian economy at the time, especially in the rural sector Ogunrinola et al., (2005). 

1n April 1977, there were 18 commercial banks in Nigeria, with 470 branches. Less than 20% of these branches were located in rural areas where more than 80% of the estimated 80 million Nigerians live according to Central Bank report in (1977).

The development of the banking system in Nigeria has continued to concentrate in the urban centers neglecting the rural areas Sharma, (2000).

Savings and money contribution system are seen as an important way of improving well-being, insuring against times of shocks, and providing a buffer to help people cope in times of crisis as well as creation of wealth Miracle, (2000).

The rural empowerment banking program that was initiated in 1977 has one of its objectives, the mobilization of savings and credits loans to the rural inhabitants which create wealth among others, But the program failed to live up to its expectation of Government loan interventions due to its monetary policy Onayemi, (2010).

Financial services available to women, men, micro entrepreneurs are diverse, ranging from formal banking system to easy accessible micro-credit provided by informal daily savings and Sunday meeting contribution systems. 

However, the formal banks of industry are not able to give out loans to individuals and micro-entrepreneurs within the rural settings due to low marginal propensity to save, low deposits in formal Banks Aryeetey, (1996). In spite of this, rural dwellers in developing countries use informal rather than formal financial system such as daily money contributions and Sunday-Sunday meeting contributions system to meet their savings and credit needs Sengupta, (1990). While people working in the wage sector have greater access to financial services from formal institutions such as the World Bank, Bank of industry, many of them prefer the informal financial system because of its flexibility Akingunola, (2010). 

 


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